Storm Damage Experts
Omaha Hail Damage Specialists Since 2010
Hail damage is invisible from the ground but costs homeowners billions in premature roof replacements when left unaddressed. The granule loss and micro-fractures caused by hail allow water infiltration that accelerates over time.
Royalty has inspected thousands of Omaha roofs after major hail events. We document the damage, meet with your insurance adjuster, and handle the entire claim process so you get what you are entitled to under your policy.
Hail 1 inch or larger can damage standard asphalt shingles. Hail damage is almost always invisible from the ground but easy to confirm from the roof during an inspection.
Understanding the Damage
How Hail Damages a Roof
Quarter-size (1 inch)
The threshold for shingle damage. Granule loss, bruising of the mat, and micro-fractures begin at this size. Damage may not be visible to the untrained eye but shortens shingle lifespan.
Golf ball (1.75 inches)
Causes clear indentations, cracks in shingle surfaces, and exposed fiberglass mat. Metal flashing and vents often show visible dents.
Egg-size (2+ inches)
Shatters shingles on impact. Punctures underlayment in severe cases. Causes structural dents to gutters, siding, and soft metals. Immediate inspection recommended.
Ground-Level Clues
How to Tell If Your Roof Was Hit
You cannot confirm roof damage from the ground, but these signs suggest a roof inspection is warranted:
- Dents or dings on gutters and downspouts
- Damage to drip edge or fascia metal
- Bent or crushed fins on AC condenser units
- Circular impact marks on vinyl or aluminum siding
- Holes or dents in window screen frames
- Damage to vehicles, patio furniture, or grills
Recent Storm History
Major Omaha Hail Events
See every 2026 storm, with dates, areas and hail sizes from NOAA, in our 2026 Omaha storm damage report.
May 28, 2019
Early morning storms dropped hail up to 1.75 inches (golf ball) in Millard near 120th and Center, with smaller hail in Elkhorn, Dundee, Omaha, Gretna and Chalco.
Source: NOAA Storm Events
July 28, 2023
Evening storms dropped hail up to 2.75 inches in Elkhorn, with hail from 1 to 2.5 inches across Valley, Bennington, Boys Town and Millard.
Source: NOAA Storm Events
June 12, 2024
Evening storms dropped hail up to 3 inches in eastern Douglas County, 2.75 inches near Bellevue and Offutt Air Force Base, and 2.5 inches near the Council Bluffs airport.
Source: NOAA Storm Events
June 25, 2024
NOAA describes a destructive hail swath across the metro. The largest stone was 4.5 inches in northern Bellevue, with hail up to 2.5 inches in South Omaha, Council Bluffs and Neola and reports from Ralston, Elkhorn, Bennington and Valley.
Source: NOAA Storm Events
April 21, 2025
Late evening hail up to 1.75 inches across Elkhorn, Boys Town, Irvington, Valley, Bennington and north Omaha.
Source: NOAA Storm Events
April 24, 2025
Afternoon hail across Ralston, Omaha and Council Bluffs. The largest report was 3 inches in Douglas County, measured from photos.
Source: NOAA Storm Events
April 23, 2026
Hail fell across the Omaha metro during a tornado watch, with viewer photos from Ralston, Midtown Omaha and Council Bluffs. NOAA storm reports list hail up to 1.25 inches near Millard and La Vista.
Source: WOWT, NOAA storm reports
June 13, 2026
Morning storms brought quarter size (1 inch) hail to Elkhorn, Boys Town, Bellevue and south Council Bluffs.
Source: NOAA storm reports
July 3, 2026
Quarter size hail reported in and around Gretna. This is a preliminary NOAA report.
Source: NOAA storm reports
Check Your Claim Deadline
Every policy sets its own deadline for reporting storm damage. Check your policy for your claim deadline. If you think hail hit your roof, schedule an inspection soon so you have time to file.
Our Process
What Royalty Does After a Hail Storm
Free Inspection
We inspect your roof, document all damage with photos, and provide a written report. No obligation.
Written Damage Report
You receive a detailed damage assessment showing exactly what we found and where. This report helps when filing your claim.
Adjuster Meeting
We meet your insurance adjuster on-site to walk the roof together and ensure all damage is documented for the claim.
Supplement if Needed
If the initial scope misses items, we submit a supplement with supporting documentation to get the claim adjusted properly.
Professional Installation
Once approved, we schedule and complete your roof replacement with manufacturer-certified crews and a workmanship warranty.
Local Expertise
Why Omaha Homeowners Trust Royalty After Hail Storms
Omaha sits in one of the most active hail corridors in the United States. Storms that roll through between April and September regularly produce hail large enough to damage roofs, siding, gutters, and outdoor AC units.
Royalty has been inspecting and repairing hail-damaged roofs in Omaha since 2010. We know what adjusters look for, how to document damage properly, and when to push back on underpaid claims. Our experience means you get what your policy entitles you to.
After a major hail event, out-of-town storm chasers flood into Omaha. They knock on doors, make promises, and disappear once the check clears. Royalty is local, licensed, and accountable. We will still be here next year when you need us.
Common Questions
Hail Damage FAQ
What size hail damages a roof?
Hail 1 inch and larger can damage shingles. An inspection is the only way to know.
How do I know if my roof has hail damage?
Hail damage is usually invisible from the ground. Signs that suggest roof damage include dented gutters or downspouts, dings on the AC condenser, damaged siding, and bent window screen frames. A roof inspection is the only way to confirm shingle damage.
How long after a hail storm do I have to file an insurance claim in Nebraska?
It depends on your policy. Every policy sets its own deadline for reporting storm damage, so check your policy or ask your agent. The sooner you get the roof inspected and documented, the easier the claim goes.
Will a hail damage claim raise my insurance rates?
In Nebraska, insurance companies generally cannot raise your premium solely because you filed a weather-related claim. Hail and wind damage are considered Acts of God and are treated differently than at-fault claims. Rate changes depend on your insurer and overall loss history.
What's the difference between hail repair and hail replacement?
Hail repair addresses isolated damage like a few cracked shingles or minor flashing issues. Hail replacement means the damage is widespread enough that the entire roof system needs to be replaced. Insurance adjusters determine this based on the density of damage hits per test square.
Does homeowners insurance cover roof hail damage in Nebraska?
Yes. Standard Nebraska homeowners insurance policies cover sudden hail damage to your roof, minus your deductible. Hail is treated as an Act of God, so filing a claim typically will not raise your rates on its own. Coverage applies to functional damage that shortens your roof lifespan, which a professional inspection documents.
How do I file a roof insurance claim in Omaha?
Start with a free professional roof inspection to document the damage, then call your insurance company to report the storm date and open a claim. We meet your adjuster on-site, provide a written damage report, and handle supplements so your Omaha claim reflects the full scope of covered hail damage.
Get Started
Schedule Your Free Hail Damage Inspection
We respond fast after major Omaha storm events. Get a professional inspection and damage report at no cost or obligation.
Explore Our Services
500+ Google Reviews
"AJ worked tirelessly with three different claims adjusters and finally got them to do the right thing for us. He is a top-notch professional and his team did a great job on our house."
-- Brian B., Omaha NE